Suze Orman quotes - page 5

I love the Roth IRA. Tax-free income in retirement is a truly great deal. (Suze Orman)
I am a big believer that orderliness begets wealth. View quote
Suze Orman
I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life. View quote
Suze Orman
If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet. View quote
Suze Orman
The middle class has disappeared. We have a highway to poverty and no roads coming out. View quote
Suze Orman
I have a million dollars in the stock market, because if I lose a million dollars, I don't personally care. View quote
Suze Orman
Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money. View quote
Suze Orman
People first, then money, then things. View quote
Suze Orman
The American dream is dead for the majority of America. View quote
Suze Orman
Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think. View quote
Suze Orman
Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain. (Suze Orman)
Ignore the annual percentage rate when shopping for a mortgage. View quote
Suze Orman
If there is anyone dependent on your income - parents, children, relatives - you need life insurance. View quote
Suze Orman
Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand. View quote
Suze Orman
Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. View quote
Suze Orman
Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. View quote
Suze Orman
Time is key to building your financial security. View quote
Suze Orman
Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love. View quote
Suze Orman
The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. View quote
Suze Orman
Structured settlements are a common way for people who have been injured to receive an insurance payout. The periodic payments provide ongoing income and reduce the risk of blowing a lump sum through poor financial choices. View quote
Suze Orman
You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams. (Suze Orman)
Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. View quote
Suze Orman
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. View quote
Suze Orman
Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum. View quote
Suze Orman
Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account. View quote
Suze Orman